About Sleep Easy Financial
Sleep Easy Financial, through its association with Dominion Lending Centres, has access to 90+ lenders including the big banks, credit unions, and trust companies. Our licensed mortgage professionals are familiar with a vast array of available mortgage products – ranging from new to Canada and first-time homebuyer programs, to financing for the self-employed, to financing for those with credit blemishes.
From first-time homebuyers, to families needing a second mortgage due to an unexpected event, to buyers buying their fourth investment property, see how we've helped families from all walks of life find their Sleep Easy Mortgage.
Why Choose Us?
WE’RE ALL ABOUT WHAT’S BEST FOR YOU. Because at Sleep Easy Financial, our goal is to deliver a positive experience and peace of mind for the life of your new mortgage. We meet this goal by focusing on the four pillars to finding your Sleep Easy Mortgage:
- Learning about you and your needs.
- Finding the right home financing solution for you.
- Making sure you fully understand the terms of your new mortgage.
- Keeping you informed about your mortgage after funding.
Learning about you
We start by taking the time to learn about your unique lifestyle, responsibilities, needs, and dreams. We put in the time and energy to learn about you so we are able to find the right home financing solution that meets your needs. For example, we want to learn things such as your risk tolerance level, if you plan on staying in your home for the next five years, and how confident you are of your present financial position. By learning these things, we’ll be able to determine the right home financing solution for you.
Finding the right mortgage solution
With access to over ninety mortgage lenders, we offer literally hundreds of different mortgage products so we’re able to meet almost any need (ask your bank how many different mortgage products they offer). With so many available options, not only will we guide you through the pros and cons of each one, but we’ll also advise you on the mortgage solution that has the lowest total cost to you while providing the most flexibility. This may not necessarily be the mortgage with the lowest mortgage rate. We will run the numbers and break it all out in a way that makes sense to you.
Sometimes there’s a mortgage product in the marketplace that will satisfy your needs better than any product available within our lender network (yes, it happens). In that case, we’ll let you know to take your deal to them. If you like we’ll even arrange a meeting for you.
Explaining the mortgage contract
Once we have found the right home financing solution for you – at Sleep Easy Financial we call the solution your Sleep Easy Mortgage - we will meet with you as many times as needed so you’re completely comfortable with the solution and understand all the details. A mortgage is a complicated product and the mortgage contract is, at the very minimum, twenty-one pages long so there is a lot to know. Part of our commitment to you is to ensure you have a complete understanding of what’s in your mortgage contract. This includes explaining how your prepayment penalties will be calculated as well as your payment options. After all, how else will you know you've received your Sleep Easy Mortgage if you aren’t even aware of what’s in it?
We are in till you are out!
When you partner with Sleep Easy Financial, our service doesn’t end after your mortgage has been funded. We take pride in our after-sales service. Quite simply, we are in with you for the full amortization (life) of your Sleep Easy Mortgage. This means providing ongoing mortgage advice and market updates to make sure you’re kept well informed and you’re taking advantage of any new offers or incentives. When you go with us, you can sleep easy knowing you received a mortgage that met your unique needs and a service worth bragging about.
Home Purchase Financing
First Time Home
Line of Credit
Sleep Easy Financial has access to 90+ mortgage lenders including the big banks. We beat the banks’ mortgages and our services are at no cost to you as we get paid by the lenders. Whether it's for your next home purchase, mortgage renewal or refinance, our licensed mortgage professionals are committed to getting you your lowest rate so you save as much money as possible. We help you at every stage of the journey and are with you for the life of your mortgage. Be mortgage savvy and let us shop your next mortgage for you. Contact us or schedule your complimentary consultation today.
Offering Mortgage Services to clients across Cooksville, Malton, Mississauga, Brampton, Etobicoke, Scarborough, East York, North York, Toronto, Hamilton, Milton, Markham, Woodbridge, Vaughan, Ajax, Pickering, Kitchener, Richmond Hill, Whitby, Oshawa, Guelph, and the surrounding areas.